Mortgage Information

Latest figures reported by members of the National Association of Estate Agents (NAEA) indicate that the first time buyer market is slowly increasing as they look to take advantage of the buyers market to secure good deals on a house.

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Estate agents claim first time buyers keep faith with housing market

The Conservative Party is warning investors of the risks of holding shares in providers Home Information Packs (HIPs)

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Tories issue HIP warning

Woolwich is cutting rates on its fixed rate mortgages by as much as 0.32 percentage points as lower SWAP rates continue to benefit the fixed rate market. The new products will be offered on loan to values of 60 per cent which according to Council of Mortgage Lenders data would mean they are available to 50 per cent of the mortgage market.

Excerpt from:
Woolwich is cutting rates on its fixed rate mortgages

The National Landlord Association (NLA) is warning landlords of the real risk of rental arrears if they fail to carry out appropriate checks on prospective tenants.

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Landlords risk losing valuable income by not checking out tenants

Halifax announced today that is will reduce mortgage rates with effect from Saturday 19th July. For example, the bank’s five year fix which was priced at 6.49% is now priced at 6.34%. This will be the second time in a week and the eighth time in the past year that the bank has announced decreases.

Continued here:
Halifax reduces mortgage rates - again

Gross mortgage lending declined to an estimated

The credit crunch means an increasingly number of homeowners are worried about rising mortgage payments or not being able to afford to pay off their home loan. In fact earlier this year Financial Services Authority (FSA) research found that one in five of us are worried about meeting the costs of our mortgage repayments over the next 12 months. However there are a number of ways you can protect the roof over your head.

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Sheltering from the storm

Nationwide Building Society is cutting the price of some of its fixed rate and tracker mortgage deals by up to 0.46%. Britannia Building Society has also introduced a new option to its 5 year fixed-rate product range.

Originally posted here:
Britannia, Nationwide offer new mortgage rates

Many buy to let landlords are running the risk of incurring unnecessary fines, with over half admitting that they are unaware of new energy efficiency requirements for rental property from October.

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Landlords unaware of EPC requirement

A new online service that provides homeowners with a quick answer to the crucial “move or improve?” property dilemma, has been launched.

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Move or Improve? It’s a dilemma